Is 800 a good credit score for a mortgage?

Yes. An 800 credit score is considered “exceptional” by FICO and is in the highest tier of scores. As long as you meet the lenders’ other requirements, your score is high enough to qualify for just about any mortgage loan.

What does an 800 credit score mean?

An 800 credit score usually comes with low mortgage rates and can help you save thousands of dollars over the life of your loan. Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. If you've managed to earn a credit score of 800 or higher, congratulations!

Which credit score is best for a mortgage?

620: Highest mortgage rates It’s important to note that even small differences in your credit score can have a significant impact on your mortgage rate. For example, if your score is 718 or 719, improving it by just a few points could bump you into a higher tier with a lower interest rate.